Original source: Websea

In the past Web3 world, stories of wealth have risen and fallen, yet they have always been bound by a cruel iron law: returns are tied to risks. To desire high returns means to run naked through the turbulent waves of the market. How many users have seen their assets double on this path, only to vanish in the next crash? How many dreams have turned to ashes in extreme market conditions, leaving only the helplessness of exposed principal and a repeatedly crushed mentality? This is the shackle of the old era and a pain point that wealth management in Web3 struggles to overcome.

Today, the cryptocurrency trading platform Websea has provided its answer—Yongying Fund. This is not a minor patch to the traditional model, but a reconstruction and disruption that strikes at the underlying logic. Through the innovative mechanism of "principal preservation + accelerated returns + ecological deflation," it breaks the fatalistic narrative that "high returns must come with high risks," and for the first time builds a safety framework for users where "withdrawals are guaranteed, and deposits yield dividends." Yongying Fund introduces "risk management" as a core concept in crypto finance, achieving a triple win for user returns, platform development, and the long-term value enhancement of WBS. This is a breakthrough that elevates product innovation to an industry mission, reflecting Websea's pioneering spirit and sense of responsibility in safeguarding user asset security and promoting the evolution of digital finance.

The Birth of Yongying Fund: Not a Patch, but a Reconstruction

In the past few years, wealth management products in the Web3 world have ignited users' hopes countless times, but most have ultimately faltered due to the same fundamental issue: safety and returns cannot coexist. Whether through staking, liquidity mining, or DeFi, once users invest their funds, they must rise and fall with the market's fluctuations. When prices drop, principal losses are inevitable, and the so-called "high returns" are often just an illusion. Users lack a safety boundary, living in constant anxiety over whether their principal can be preserved.

Websea understands that if wealth management products cannot change the fate of "naked principal," users will forever be mere passersby in the market, unable to become long-term builders.

Therefore, the design intention of Yongying Fund is not to patch the old logic of wealth management but to completely reconstruct it. The core breakthrough of Yongying Fund lies in adding a layer of principal preservation mechanism on top of high-yield wealth management.

• If the WBS redemption price is lower than the purchase price, the system will make up the difference with USDT to ensure the safety of the user's principal;

• If the WBS redemption price is higher than the purchase price, the system will destroy the quantity of WBS that exceeds the corresponding value of the fund purchase, promoting long-term deflation of the platform token.

The result of this design is that regardless of market fluctuations, users' principal is protected, and returns are still settled normally at an annualized rate of 36%-58% based on the token. In other words, each purchase by users is not only a personal financial choice but also a collective action that drives the revaluation of WBS. This is the first time in the Web3 wealth management field that "returns" and "principal protection" have been truly combined.

Community Win-Win: Wealth Management is No Longer a Lonely Battle

The trend of youth in the digital asset field is significant, with younger users emphasizing decentralization and fairness, as well as valuing identity recognition and experience sharing. In traditional models, users often just invest funds and quietly wait for returns, lacking interaction and incentives. Unlike traditional single wealth management, Yongying Fund emphasizes community win-win and introduces mechanisms for accelerated interest release and team dividends:

• Invite friends to purchase Yongying Fund, and directly invited users can receive accelerated interest release;

• Team dividends cover direct invitation rewards, team rewards, and linear release, binding the interests of the entire community.

Websea believes that the growth of wealth can be a shared journey. Yongying Fund aims to break the limitations of traditional wealth management's "each for their own" approach, with community win-win as its core concept, closely connecting investors. Users can not only receive returns faster but also share achievements and glory with their partners. The platform combines diverse scenarios such as social interaction, community, content creation, gaming interaction, and asset management, eliminating the isolation of traditional wealth management and achieving true value co-creation and win-win. This is the practical realization of the Web3 spirit.

It is worth mentioning that users who purchase Yongying Fund can also enjoy additional rights. Without affecting the normal returns of the fund, they can use their Yongying Fund orders as collateral to obtain loan limits, allowing them to borrow USDT for leveraged operations or seize other market opportunities. This grants Yongying Fund greater flexibility and potential, expanding the value space of users' assets.

Strategic Significance: Yongying Fund and Websea's Next Steps

Websea has long accumulated advantages in compliance, ecological construction, and user growth. In terms of compliance licenses, it has obtained certifications from the US MSB, Canada MSB, and Australia ASIC, with its compliance footprint continuously expanding; in terms of ecology, the three major sectors of social interaction, GameFi, and trading support each other, fully covering user needs; at the user level, through innovative products and features such as contract insurance and principal-protected copy trading, it has built solid trust and reputation. The launch of Yongying Fund is precisely about re-gathering these advantages into the value logic of WBS:

• User benefits—principal protection + high returns, further enhancing user trust and stickiness;

• Platform momentum injection—wealth management funds become a new momentum for the platform, boosting trading and product popularity;

• WBS deflation—purchase lock-up, price increase destruction, and fee buyback work together to push the value center of WBS upward.

This is the strategic significance of Yongying Fund: it is not just a wealth management product but also a strategic engine for Websea to move steadily forward in the new market cycle. It allows users to transition from "naked principal" to "winning in both rises and falls," enables the platform to shift from unidirectional growth to ecological resonance, and truly ignites the value logic of WBS.

It is foreseeable that in future market cycles, Yongying Fund will not only be a safe harbor for user assets but may also become a key support point for Websea to move towards globalization and promote the upward shift of WBS's value center. This may be a clear indication: wealth management in Web3 is ushering in a brand new era.

This article is from a submission and does not represent the views of BlockBeats.

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