⚡Major Update on Lista DAO Lending: Supports PancakeSwap LP Collateral for Borrowing lisUSD——
Yesterday, BNB broke the four-digit mark, marking a brand new beginning!
I have half of my BNB on-chain, and almost all of it is in Lista DAO!
Not only can I earn staking rewards, but I also don’t miss out on various airdrop activities from Binance. I wonder how many people have held onto #BNB because of Lista DAO @lista_dao's circular lending, thus HODLing this precious increase!
I just saw that Lista DAO has announced a new feature:
The Lista DAO CDP module officially supports PancakeSwap LP as collateral, allowing users to directly borrow lisUSD using LP, and then go for airdrops, implement strategies, or invest in other DeFi projects, completely "squeezing the last drop of liquidity" from LPs——
Personally, I feel this is a high-frequency but long-unmet demand scenario for both project parties and LP users:
You can continue to earn PancakeSwap trading fees while using LP to borrow stablecoins to redeploy and earn additional income.
🌟 Currently Supported LP Pools:
USDT / USDC V3 LP;
slisBNB / WBNB V3 LP (more LP pools will be launched soon);
🔍 Why is this update worth paying attention to?
1️⃣ The first mainstream LP-supported CDP protocol on the BNB chain:
Currently, mainstream lending protocols, including Venus, have not opened LP collateral support. Lista DAO is the first mainstream lending protocol to launch this feature, filling an ecological gap.
2️⃣ Release LP liquidity + don’t miss out on fee income:
You can continue to hold LP, earn PancakeSwap trading fees, and at the same time use LP as collateral to borrow lisUSD, achieving dual income.
3️⃣ Reasonable borrowing rates, with a maximum LTV of up to 80%:
The current borrowing rate for USDT/USDC LP is only 5.39% APR, with a maximum LTV of 80%, suitable for users with high liquidity needs or redeployment strategies.
4️⃣ Ecological synergy bonus:
Part of the borrowing interest and liquidation fees will be returned to PancakeSwap, achieving income sharing between Lista DAO and PancakeSwap, bringing more positive incentives for both LP users and the protocol.
🛠 How to operate?
1️⃣ Open 👉 https://lista.org/lending?zone=2&tab=borrow
2️⃣ Select CDP Zone → slisBNB/WBNB V3 LP;
3️⃣ Collateralize LP to open a lisUSD stablecoin loan.
📉 The current starting annualized rate is 8.15%. If you hold veLISTA, the rate has even lower discounts.
🔄 Typical strategy application examples:
Collateralize USDT/USDC LP to borrow lisUSD → Deploy to Pendle, ETH Staking, or other yield-generating protocols;
Combine with staking airdrops (like Lista, Stella) → Increase Alpha utilization;
As a project party, collateralizing LP assets can be monetized to provide liquidity for team operations or secondary promotions. As an ordinary user, you can utilize funds more flexibly.
Conclusion——
I have always believed that the true Alpha on-chain is not "high returns," but "more freedom." Lista DAO's support for LP collateral is one of the few protocols that truly meets the needs of LP users.
LPs are no longer just "earning fees"; they can also be used to borrow money, earn income, and implement strategies. This is a true synergy of stablecoins + CDP + AMM——
For project parties, it is a new financing channel;
For LP users, it is an upgrade in leverage and flexibility;
For the BNB chain ecosystem, it is a speed booster for the DeFi flywheel.
Currently, only Lista DAO supports LP collateral lending, while established protocols like Venus on the BNB Chain have not yet supported it. The earlier you use it, the more strategic control you gain!
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