Original source: AILiquid

In July 2025, the AI-driven on-chain derivatives platform AILiquid officially launched a mainstream cryptocurrency lending system, supporting BTC, ETH, USDT, and the platform token CCC as collateral assets, offering up to 95% lending limits and a 0% interest rate mechanism.

This product design marks a new phase of "intelligent + efficient" in DeFi lending and serves as an important strategic pivot for AILiquid to consolidate its DeFi 3.0 trading ecosystem.

Deconstructing Product Highlights: Native Support for Mainstream Coins + Zero Interest Lending + High Leverage

The AILiquid lending platform is designed with a native integration of a matching engine, allowing users to perform one-stop operations from collateral lending to strategy deployment without switching between multiple interfaces.

Core advantages include:

· Native support for mainstream assets: Direct collateral lending for BTC, ETH, USDT, and CCC without the need for cross-bridge conversion, avoiding asset transfer losses.

· Up to 95% lending rate: Provides lending leverage capabilities far exceeding the market average, releasing maximum capital momentum.

· 0% interest rate structure: No additional interest burden during the borrowing process significantly reduces capital costs for strategists, market makers, and individual users.

This design is not only highly attractive to high-frequency trading users and capital strategists but also provides ordinary users with a lower threshold for participation.

Multiple Value Injections: Efficiency, Convenience, and Returns in One

The launch of the AILiquid lending system is not just the opening of a single function but brings a comprehensive upgrade in user experience from capital efficiency to usability:

① Maximizing Capital Efficiency

With a lending rate of up to 95% and a zero-interest design, users can release idle assets and allocate them to trading or strategy mining, achieving a multiplication of asset utilization efficiency.

② Enhancing Convenience of Experience

The matching engine + lending logic + AI strategy deployment form a closed loop on-chain, allowing users to complete capital allocation and trading execution on a single platform without jumping to third-party protocols.

③ Synchronizing Participation Incentives

Collateral equals equity; users can simultaneously enjoy CCC holding returns and platform Vault profit sharing from the growth of the platform ecosystem through their lending activities, truly realizing that participation equals reward.

Collateral Equals Returns: Mainstream Coins like BTC Can Enjoy Staking Returns

Notably, the AILiquid lending system has also introduced a "collateral equals returns" mechanism. When users lend funds using mainstream tokens like BTC as collateral, this portion of collateral will not remain idle but will automatically connect to the platform's native staking module, continuously generating basic returns.

For example, if a user uses 1 BTC for lending, they can obtain up to 0.95 BTC equivalent liquidity for strategy deployment or trading, while also earning daily staking interest from that 1 BTC itself. This "dual return path" greatly enhances the compound effectiveness of assets, representing an innovative breakthrough in the current on-chain lending market.

Closing the Smart Trading Loop, Supporting DeFi 3.0 Upgrade

AILiquid integrates lending functions into its core system of "smart matching + strategy ecosystem + trading mining," providing an integrated solution for liquidity entry, capital leverage, and long-term holding returns for users at different levels. This not only enhances user stickiness but also strengthens the platform's endogenous growth momentum.

In addition, lending assets will also be deeply linked with AILiquid's trading mining mechanism, AI strategy library, and Vault profit-sharing model in the future, creating an intelligent, combinable, and clearly structured DeFi return network.

CCC Token Value Linkage, Building Future Consensus for the Platform

With the implementation of lending functions and the release of capital depth, the application scenarios for the platform token CCC are also expanding. Lending users who choose to use CCC as collateral not only gain lending limits but also continuously enjoy rights such as platform fee profit sharing, voting governance, and trading mining rewards.

Currently, the price of CCC maintains steady growth, and with the increase in TVL and trading volume, its token economic model has entered a "low inflation + high participation" value accumulation phase. The community generally expects that CCC is likely to become one of the value anchoring assets in DeFi 3.0 after the platform's functions are fully launched.

Conclusion: AILiquid Connects Strategies with Lending, Activates Returns with Assets, and Reshapes Experience with Intelligence

The release of the lending system is not only a leap in functionality for AILiquid but also a key step in its macro strategic puzzle for DeFi 3.0. By streamlining user capital flow paths, simplifying trading interaction thresholds, and enhancing the sense of participation in holdings, AILiquid is painting a more intelligent, open, and sustainable panorama for on-chain derivatives trading.

In the future, AILiquid will successively open functions such as stablecoin strategy pools, AI advisory modules, and cross-chain liquidity scheduling, building a truly user-centered intelligent financial main stage.

This article is from a submission and does not represent the views of BlockBeats.

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