Original | Odaily Planet Daily (@OdailyChina)
Author | Azuma (@azuma_eth)
This column aims to cover low-risk yield strategies primarily based on stablecoins (and their derivative tokens) in the current market (Odaily Note: code risks can never be completely eliminated), to help users who wish to gradually increase their capital through U-based financial management find more ideal earning opportunities.
Past Records
Lazy Financial Strategy | Huma 2.0 Reopens; BounceBit Launches USD1 Incentive Activity (June 9);
Old Mining Follow-up
Market Warms Up, Base Yield Rises
With the overall warming of market sentiment, especially as altcoins represented by ETH gradually strengthen, the market's base yield has shown a clear upward trend.
Specifically, the yield on USDT and USDC in OKX's flexible financial management has repeatedly spiked above 40% (short-term peak, not long-term data); additionally, Ethena has disclosed that the current average annualized rate for BTC and ETH is around 20%, which means that the next sUSDe yield (currently 5%) may see a significant increase when updated.
In summary, the rise in base rates is good news for every player keen on stablecoin financial management, and we hope this positive sentiment can last a bit longer.
Huma 2.0 Reopens
On July 14, the popular PayFi project Huma Finance announced that Huma 2.0 deposits are open again, allowing users holding OG and Vanguard roles to deposit 24 hours in advance. Currently, choosing the Classic mode for deposits can earn about 10% average monthly APY, while choosing the Maxi mode can earn up to 19 times the points (Feathers) rate.
In the article on May 27, we mentioned that Huma officials have confirmed that a snapshot for the second season airdrop will be taken 3 months after the TGE, distributing 2.1% of the total supply (the first season was 5%), with the snapshot expected to be completed by the end of August. It’s not too late to catch up on this.
In terms of strategy, besides directly depositing into the Huma protocol, the previously mentioned RateX double benefits strategy is still valid.
Huma Portal: https://app.huma.finance
RateX Portal: https://app.rate-x.io
New Opportunities
Katana Blind Mining Launch
Katana is a recently discussed mining project in the community. Katana is a DeFi-specific blockchain jointly launched by Polygon Labs and crypto trading company GSR, with the mainnet going live earlier this month.
Katana now supports users to deposit assets such as USDC, USDT, AUSD, ETH, WBTC, and the project has announced it will provide 1 billion native tokens KAT as liquidity incentives. Currently, KAT has not yet launched, so it is impossible to calculate an accurate yield based on price, but considering the solid backing of this chain and the current total deposit scale is not high, the yield from blind mining should be quite good.
It is worth mentioning AUSD, whose issuer Agora has just completed a $50 million financing led by Paradigm, and I personally recommend using this token for deposits, as there is a certain double mining opportunity.
Resolv Partners with Binance Wallet
On July 9, the yield-generating stablecoin Resolv announced a partnership with Binance Wallet to launch a deposit activity, allowing users to deposit USDT and other stablecoins into Resolv through the Binance Wallet channel to receive wstUSR, which can earn the base yield rate of USR, plus Resolv's second season points rewards, and a total of $600,000 in additional incentives.
The Binance Wallet homepage shows that the current real-time APR for this deposit activity is reported at 26.26%, and the points correspond to Resolv's second round airdrop, making the combined yield quite attractive.
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