The rise of stablecoins is reshaping the global financial landscape. Gan Tian, CEO of Huaxia Fund, emphasized the rapid growth of stablecoins, noting that their trading volume has surpassed Visa's 40-year trading volume in just five years. This highlights a shift in the use of currency.

The rise of stablecoins marks a significant disruption to the traditional financial system. Industry leaders predict that by 2025, the global issuance of stablecoins will reach $235 billion, leading to a substantial change in settlement models. The current momentum indicates a profound transformation in trading methods.

Stablecoins Surpass Visa: A Five-Year Milestone

Gan Tian's announcement indicates that by May 2025, the issuance of stablecoins is expected to exceed $235 billion. This surge reflects the increasing reliance on digital currencies for global transactions. The rapid growth in issuance suggests a declining dependence on traditional financial mechanisms.

In just five years, the trading volume of stablecoins has surpassed Visa's 40-year trading volume, indicating significant changes ahead. This rapid growth shows that stablecoins currently hold a crucial position in both the cryptocurrency and traditional financial markets, suggesting a large-scale integration of digital currencies. Market experts and leaders in the financial sector have recognized the transformative potential of stablecoins. Among them, Xiao Feng, Vice Chairman of Wanxiang Holdings, believes these digital assets represent a significant evolution of currency, laying the groundwork for widespread acceptance.

Xiao Feng, Vice Chairman of Wanxiang Holdings:

"Stablecoins represent a new stage in the development of currency, which can be termed 'tokenized currency.' Based on distributed ledger technology, stablecoins enable peer-to-peer transactions without intermediaries to unify information… The emergence of stablecoins also marks the advent of the digital twin trend, which involves bringing real assets onto the blockchain for tokenization."

Historical Context, Price Data, and Expert Analysis

**Did you know?** In just five years, the trading volume of stablecoins is three times that of traditional payment systems, further proving the practicality and adaptability of stablecoins in the evolving financial ecosystem.

According to data from CoinMarketCap, the price of Tether USDt (USDT) is $1.00, with a market capitalization of approximately $157.61 billion, accounting for 4.73%. Its recent trading volume reached $51.69 billion, with a slight negative price fluctuation over 24 hours. This data indicates that USDT plays an important role as a stablecoin leader in the digital currency market.

Tether USDt (USDT), daily chart, screenshot from CoinMarketCap on June 30, 2025, at 04:49 UTC. Source: CoinMarketCap Source: CoinMarketCap

Insights from the Coincu Research Team suggest that the increasing use of stablecoins may accelerate the process of financial digitization. Regulatory frameworks are evolving to accommodate the expanding stablecoin market, promoting further integration into traditional financial infrastructure. These platforms may drive innovation in cross-border transactions.

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