Delaware Life Insurance Company announced on January 20, 2026 that it has added the Blackrock U.S. Equity Bitcoin Balanced Risk 12% Index to its fixed index annuity (FIA) lineup, becoming the first insurer to offer an index containing cryptocurrency while preserving principal protection for FIA purchasers.

The index blends U.S. equities and bitcoin—accessed via the iShares Bitcoin Trust ETF (IBIT)—and targets 12% volatility with dynamic cash adjustments to smooth bitcoin risk; Blackrock’s Robert Mitchnick says the index “offers a measured approach,” and availability is subject to FIA product terms and applicable jurisdictional regulations.

Read More: Meanwhile Secures $82 Million to Expand Bitcoin-Denominated Life Insurance

• What product did Delaware Life launch and when? Delaware Life added the Blackrock bitcoin‑blended index to its FIA portfolio on January 20, 2026.
• How does the index provide bitcoin exposure? The index uses the iShares Bitcoin Trust ETF (IBIT) to give professionally managed bitcoin exposure.
• Does the FIA principal remain protected? Yes; the fixed index annuity provides full principal protection under the product’s terms.
• What risk controls does the index employ? The index targets 12% volatility and uses dynamic cash adjustments to manage bitcoin’s volatility.

免责声明：本文章仅代表作者个人观点，不代表本平台的立场和观点。本文章仅供信息分享，不构成对任何人的任何投资建议。用户与作者之间的任何争议，与本平台无关。如网页中刊载的文章或图片涉及侵权，请提供相关的权利证明和身份证明发送邮件到support@aicoin.com，本平台相关工作人员将会进行核查。