Western Union’s latest move folds neatly into its wider digital-asset roadmap, a strategy its CFO Matthew Cagwin outlined at the UBS Global Technology and AI Conference. The company says its new stable card is designed to shield families in countries such as Argentina—where inflation has soared by triple-digits—from watching their money erode in real time. A $500 remittance, Cagwin noted, can lose nearly half its value within a month. The stable card builds on Western Union’s existing prepaid infrastructure and pairs with the firm’s growing Digital Asset Network, which links the company to four on- and off-ramp providers slated to go live in the first half of 2025.

The stable card is said to be part of a larger play that includes Western Union’s own forthcoming coin and a stablecoin settlement system built on the Solana blockchain. That infrastructure is reportedly anchored by the US Dollar Payment Token (USDPT) expected in 2026. The company argues its presence in 200 countries gives it an inherent edge in creating and distributing a proprietary token, especially in emerging markets where remittances remain vital to local GDP. By shifting from traditional correspondent banking rails to real-time stablecoin settlement, Western Union aims to free up capital, accelerate transfers and expand the utility of its global agent network. The result, executives say, is a more resilient, modernized foundation for cross-border payments.

• What is Western Union’s new stable card?
  It’s a payment card designed to help users preserve the value of remittances in high-inflation economies.
• Why is Western Union entering the stablecoin space?
  The company wants faster settlement, lower capital constraints and stronger digital payment tools.
• Which blockchain will power Western Union’s stablecoin settlement system?
  The firm chose Solana for its upcoming USDPT-based settlement architecture.
• Is Western Union creating its own token?
  Yes, the company plans to issue its own coin to support distribution and compliance across global markets.

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