Ripple executive Reece Merrick has shared in a recent post that demand for RLUSD is rising as stablecoin use expands beyond trading. He mentioned that global payments are shifting to digital assets, with on-chain transfers growing sharply from 2020 to 2025.
Stablecoin growth drives interest in RLUSD
It is worth noting that the RLUSD stablecoin is gaining attention as its role in global payments increases.
Ripple executive Reece Merrick explained why demand is building in 2025. According to his post, stablecoins were first used as a simple method to buy crypto. He added that the market has changed as new payment needs have appeared in several regions.
For example, Merrick cited strong growth in annual on-chain stablecoin transfers. He reported that volume reached about $0.5 trillion in 2020. From here, the transfers rose to $2.5 trillion in 2021 and $5 trillion in 2022.
Stablecoins were born as a simple on-ramp to buy crypto.
Fast forward to 2025 → whilst a large portion is still used for this purpose, stablecoins are also being used for actual payments and we’re seeing this huge demand at @Ripple
Look at the growth over the last five years…
He noted that activity reached $10 trillion in 2023 and $27.6 trillion in 2024. Merrick added that 2025 could reach $46 trillion based on year-to-date estimates. He said that this total would be higher than the combined settled volume of Visa and Mastercard last year.
He explained further that this growth reflects expanding real-world use, one that has placed a premium on payments and cross-border remittances.
Reece Merrick pointed to B2B settlements and merchant adoption as further drivers. He said that this shift is turning stablecoins into a new payment layer for the internet. He noted that the sector is growing at an annual rate of about 150% while traditional payment systems remain unchanged.
You Might Also Like
Wed, 11/26/2025 - 20:42 Ripple Accelerates RLUSD Mints on XRPL ByAlex Dovbnya
Regulation and transparency support RLUSD demand
The adoption of RLUSD has grown since it was launched less than a year ago. The stablecoin has now crossed $1 billion on the Ethereum blockchain, a sign of its growing adoption.
In addition, the Decentralized Finance ecosystem on XRP Ledger is also helping to place a spotlight on RLUSD. The broader market has continued to demand RLUSD, forcing its launch on multiple global exchanges.
The GENIUS Act regulation in the United States and the growing push for tokenization by Ripple can further help expand its overall reach in the near future.
免责声明：本文章仅代表作者个人观点，不代表本平台的立场和观点。本文章仅供信息分享，不构成对任何人的任何投资建议。用户与作者之间的任何争议，与本平台无关。如网页中刊载的文章或图片涉及侵权，请提供相关的权利证明和身份证明发送邮件到support@aicoin.com，本平台相关工作人员将会进行核查。
