In recent years, with the tightening of global monetary policies and the fluctuations in the cryptocurrency industry, the demand for stable financial products among investors has been steadily increasing. Traditional high-volatility token investments are no longer the only option, and RWA-supported stablecoins are gradually becoming a market consensus. Against this backdrop, the emergence of new assets like GUSD is reconstructing the asset allocation logic for investors.
From industry data, the circulation scale of RWA stablecoins has surpassed hundreds of billions of dollars globally. Backed by government bonds, short-term debt, and high credit-rated assets, they provide users with a "risk-buffering zone" during volatile periods. Compared to traditional USD stablecoins, RWA stablecoins not only have transparent asset backing but also bring crypto wealth management into a more compliant and ecological development path. This trend has also become the focus for platform-based institutions.
In the crypto ecosystem, a single product can no longer meet the diverse needs of users. For example, in recent performance, the total amount of BTC staking products on Gate has exceeded 2,000, allowing users to earn approximately 9.99% annualized returns; at the same time, GUSD, as a RWA-supported stablecoin launched by Gate, is widely used in scenarios like Yubi Treasure and Launchpool, with annualized returns ranging from 4.4% to over 80%.
The logic of this "multi-layered wealth management strategy" lies in: on one hand, users with a high-risk appetite can capture short-term project dividends through Gate Launchpool; on the other hand, conservative investors tend to hold RWA-backed GUSD to enjoy medium to long-term stable returns. Meanwhile, Gate's on-chain staking products build a transitional investment layer between risk and return.
What is even more noteworthy is that it is modularizing the wealth management scenarios. For example, after users complete the redemption of Launchpool, their assets will directly enter Yubi Treasure's 7-day fixed term, adding extra returns. This means that a single product is no longer the endpoint but is embedded into the entire asset management chain, realizing the possibility of "return stacking."
Data is the best evidence to validate trends. In August alone, Gate Launchpool launched 10 projects, distributing airdrop rewards worth millions of dollars and attracting over 100,000 participants. At the same time, Gate helps retail investors participate in early project allocations at zero cost under the HODLer Airdrop mechanism, lowering the industry threshold that "only belongs to large holders."
The scale of participation not only brings an increase in user numbers but also enhances ecological stickiness. The minting volume of GUSD has surpassed 12.435 million, and while supporting circulation and staking, it has also become a cross-product settlement asset. Gate's on-chain staking, Yubi Treasure, Launchpool, Airdrop, and other wealth management products are no longer isolated but form a linkage under a unified ecological framework.
In the long run, this linkage will produce spillover effects: on one hand, users find it easier to build investment portfolios within the Gate wealth management ecosystem; on the other hand, the platform reduces idle capital rates through multi-scenario collaboration, improving overall capital utilization efficiency. In other words, the more complete the ecosystem, the smoother the wealth management path for users.
While crypto wealth management products continue to diversify, safety and transparency remain the core concerns for users. Whether it is the GTBTC staking certificate on the Gate BTC chain or the RWA stablecoin GUSD, they are all based on on-chain verifiable data and asset proofs, ensuring that users can redeem at any time. This mechanism is not only a necessary requirement for compliance but also an important prerequisite for attracting both institutions and retail investors to participate together.
Compared to some platforms driven by high leverage for returns, products based on wealth management ecosystem income and real asset support are more sustainable. Transparent reserves, on-chain certificates, and 24-hour monitoring create a relatively robust "safety boundary." This is an important sign that crypto wealth management products are moving away from a single arbitrage logic towards compliant financial alternatives.
It is foreseeable that as Gate continues to expand the territory of RWA stablecoins and innovative wealth management tools, the future of crypto wealth management will no longer be an isolated "high-risk testing ground," but will gradually evolve into a multi-layered asset allocation platform. For investors, finding a path that suits their risk appetite within the Gate ecological combination will become a new essential lesson.
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