JPMorgan Chase and Coinbase announced a deal Wednesday, allowing Chase customers to directly link bank accounts to their cryptocurrency wallets starting in 2026.

The partnership "marks a significant step forward in empowering our customers to take control of their financial futures,” said Melissa Feldsher, Head of Payments and Lending Innovation for JPMorganChase, in a statement shared with Decrypt. She added that the program would enable Chase customers to "seamlessly and securely convert their points into cryptocurrencies."

From 2026, Customers will also be able to transfer their Ultimate Rewards Points to their Coinbase account, with 100 points equalling $1 in redemption value, in what JP Morgan billed as "the first time a major credit card rewards program will be used to fund a crypto wallet."

Starting Fall 2025, Chase customers will be able to fund their Coinbase accounts using their credit card.

The world's biggest bank and America's largest crypto exchange said that the direct connection will help mutual customers "transact with the confidence, security, and privacy they're used to as customers of Chase."

Coinbase clients will also be able to fund their accounts using Chase credit cards, the bank said.

JPMorgan and crypto

JP Morgan's deal with Coinbase comes as the Wall Street giant is making inroads into the crypto sector, with reports earlier this month indicating that the bank is considering offering loans directly secured by clients' crypto holdings.

The bank's embrace of crypto is something of an about-face for its CEO Jamie Dimon, who in 2017 dismissed Bitcoin as a "fraud." Earlier this year, he reiterated that he was "not a fan" of the cryptocurrency, while announcing that JPM clients would be able to buy Bitcoin.

Decrypt reached out to Coinbase for additional comment.

Coinbase shares were up more than 2% in early Wednesday trading, according to Yahoo Finance. The stock is up more than 47% year-to-date. JPMorgan Chase rose .58%.

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