The Boosting Innovation, Technology, and Competitiveness through Optimized Investment Nationwide (BITCOIN) Act, introduced by Lummis, would direct the federal government to acquire up to 1 million bitcoin ( BTC)—roughly 5% of its total supply—over five years.

The reserves, mirroring the scale of U.S. gold holdings, would be funded by allocating the first $6 billion in annual Federal Reserve remittances from 2025–2029. “As bitcoin comes into more usage, its use makes the whole system more secure, more robust, and more capable of serving our needs all over the world,” Lummis said.

She emphasized that the initiative would “put everyday Americans—and workers globally—in control of their own money.” The legislation mandates storing bitcoin in decentralized, Treasury-operated vaults with strict physical and cybersecurity protocols. It also requires independent proof-of-reserve audits and protects private citizens’ rights to self-custody.

States could store bitcoin ( BTC) in segregated accounts, and the bill outlines rules for managing blockchain “forks” and airdrops. Lummis argues the reserve would hedge against inflation, strengthen the U.S. dollar, and counter foreign digital currency competition.

The proposal builds on Trump’s executive order authorizing bitcoin reserves from seized assets. Backers call the bill a “bold step” to address the $34 trillion national debt while positioning the U.S. as a leader in the digital economy.

“I’m particularly pleased with President Trump’s support of my strategic Bitcoin Reserve Initiative, which will address our national debt while securing America’s position as the global leader in financial innovation,” Lummis remarked.

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