I would say that storage manufacturers should enlarge their scope now. How has HBM risen in the past two years? Memory has already earned profits from the past few decades. Now it's time to learn from Lao Huang and start a memory loan, use it first and pay later, and also invest in cloud vendors and large model companies. Don't they all lack memory? I'll lend it to you first, and then pay it back to me when I earn money. The core of bringing up Nvidia's computing banking system is to bind three mechanisms together: -Credit support, use first, pay later. Endorse cloud vendors and large model companies. Buying HBM does not require a one-time payment, and the upfront capital expenditure threshold can be directly reduced by more than 50%. Do you still fear that such a large company will not repay it? -Revenue sharing. The other party rents out video memory and internal storage, or generates inference income, and the memory factory pumps water proportionally, with the proportion gradually decreasing as the contract progresses. -Bottom line leaseback. Isn't memory never enough? Don't be afraid of not being able to sell, the memory factory will rent back these production capacities according to the agreed price, and make enough profit at once Using monopolistic HBM production capacity as financial collateral, using light asset credit guarantees, and extending our hands into downstream sustainable revenue sharing, we invest in the most profitable downstream companies and exchange our products for sustained cash flow. Invest in memory. Memory factories do not need to invest in real money, as their profit margin is already 80%, which is equivalent to only spending half of the money to invest in cloud providers and large model companies with credit and production capacity, transforming from suppliers to shareholders and credit providers. This character transition can earn you a cosmic explosion.