Went to the bookstore today and noticed something pretty interesting. In the economics recommendation section, books like *Crisis Economics*, *The Black Swan*, *The Poverty Trap*, and *Stablecoins* were all rearranged and prominently featured again. Not saying something major is about to happen, but it feels like even the bookstore is reminding everyone: in this current environment, it’s important to have some financial risk awareness. Think about keeping more cash on hand—cash flow, liquidity, and asset security are the key priorities right now. At the stablecoin display, there were two young people seriously reading. In that moment, I felt pretty moved, like maybe this is where hope for the future lies. More and more people are genuinely starting to understand stablecoins, on-chain assets, and even the space economy that Musk is opening up. On Gate’s USD1 earnings leaderboard, the top user had an average daily holding of 45.83 million USD1 yesterday, earning 15,068 USD1 in a single day. That’s about 100,000 RMB in interest in just one day. Among the top 10 users, even the lowest had holdings of over 7 million USD, equivalent to around 50 million RMB. Their daily interest is roughly 15,000 RMB. Currently, with an annualized return of 12%, holding USD1 in a Gate asset account doesn’t require any subscription or lock-up. Funds are available anytime, and the daily compounding keeps rolling. It reminded me of Teacher Shenyu’s "Position Management Methodology," which includes a life safety cushion, low-risk cash reserves, and the 4% rule. If you need 50,000 RMB per month or 600,000 RMB per year, you’d need to reserve 15 million RMB in cash. Still, that same old thought: damn, if only U was still around.