David is correct. In fact, I looked into this before investing in the SPVs. I asked myself, “What if Linqto goes bankrupt?” If the SPVs are set up correctly and moved into a separate entity and held by a third-party custodian then those shares/funds/units are NOT subject to Linqto Creditors and protected in bankruptcy. The other good news is that Linqto has no significant creditors, with the exception of the SEC and potential civil fines and penalties. The issue is: were the correct entities set up and the shares transferred or did Linqto just put it all in one account commingling everything making customers in effect unsecured creditors but with internal record keeping that shows what each person is supposed to own?