Thanks @UnicornBitcoin for the tip. I just updated @binancezh and tested this functionality. Relatively speaking, I think the possibility of being "held down by a big man" is quite low. This feature is better used when there may be abnormal risks facing the account.
For example, if you are going out for 7 days, then set it to be non-withdrawable for those 7 days. This can avoid some troubles, but I still suggest using a whitelist mechanism. If possible, set a time lock for the whitelist (the cooldown for adding to the whitelist could be shorter for addresses that have interacted before, and extend for addresses that have never interacted). This would be more useful than setting a time lock for withdrawals.
Additionally, Binance Pay has a default payment limit that is too high, even for transfers to the blockchain. I hope custom limits can be added since Pay is integrated into the main Binance app, and this risk level is quite high. Setting a limit for Pay can prevent some issues.
Strongly recommend adding a time lock to the whitelist.
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