"Unfreezing Bank Cards" After Payment for Fake Evidence and Materials, Colleagues Have Turned an Industry into a Gray Market
Originally, the field of bank card unfreezing was a very niche and customized service area. As long as the delivery was done well, it was a great business track in a very vertical industry. However, since the establishment of this business model in 2021 (you can understand it as the industry founder), it has only been four years, and it is surprisingly on the verge of extinction.
The reason is that bad money drives out good. Now there are several factions and methods, and today I will break it down for you.
The ranking is not in any particular order!
The first type is like the self-media IP + project model of public account Liu Shu. The project of assisting in bank card unfreezing is his main project, focusing on self-media IP. This project can be changed at any time, with one person and one company emphasizing customized services, striving for a 100% delivery rate to ensure all customers are satisfied and their problems solved. In a year, he serves about 200 customers, with a unit price of 10,000 to 30,000.
The main operating method is to create a large amount of original industry content and share it freely with internet practitioners and users. The main goal is user education and the accumulation of industry knowledge, which has indeed helped many economically challenged yet capable netizens. They can genuinely solve problems according to Liu Shu's tutorials and underlying logic, benefiting their peers as well.
Especially with Guizhou's Ran Lv, who sends people to offline follow Liu Shu's content, I will expose this later.
The punishment for card disconnection (two cards) has been thoroughly researched by Liu Shu's team. In other words, no one else can solve it except Liu Shu. If you disagree, come and argue (I have never seen any peers perfectly resolve it).
Let me advertise Liu Shu: Anyone can come to me to resolve the aftermath of two cards. If successful, I will give you 50,000. You can start taking orders right away. Feel free to recommend me to any lawyers or peers. You don’t need to look for business; as long as you can solve it, Liu Shu will directly give you 50,000. Liu Shu's card unfreezing business is indeed impressive.
Liu Shu
This type emphasizes a formal process with no complaints.
The second type is Jun Kai's unfreezing, which has a poorly defined business model. Originally, they charged consultation fees on Zhihu, but after a year, they couldn't convert even a few dozen orders. They then pieced together some superficial knowledge and started focusing on short videos, achieving a certain scale, but with prices ranging from 2,500 to 5,000.
Their operation method is to take orders first, then contact an uncle in a different location. If the uncle agrees to refund and unfreeze, they proceed with the process. If not, they say the user needs to go offline to verify, which makes users anxious. They then introduced a lawyer accompaniment service for offline verification, leading to a secondary conversion, with profits split 55-45. Last year, they shared 500,000 with a lawyer named Cha, and three other lawyers received similar profits. Thus, their annual output value is not high, but they claim to have tens of thousands of orders, believing themselves to be industry leaders, harvesting their peers.
However, the delivery rate is not high. They claim 90%, but it's actually less than 80%. Several users reported being asked to provide false testimonies.
They cannot handle the punishment appeals for card disconnection (two cards).
The third type is large-scale law firms that emerged during last year's online gambling project, with hundreds of employees and monthly revenues exceeding ten million. However, there is no actual delivery; the employees are just looking for delivery methods on my Twitter, earning 50 yuan per case.
But after the online gambling project disappeared, these law firms also disbanded because they couldn't handle judicial freezes related to fraud. Their delivery rate was only 20%, with a huge number of complaints. They directly refused to deliver, and when problems arose, the contracts were set up in such a way that it made it extremely costly for users to defend their rights, leading them to give up.
The fourth type is independent practicing lawyers, led by Shen, who create independent IPs. This type of IP lawyer has a huge flow of traffic, but conversion is poor. It appears to have a large audience, but most are just freeloaders. In the early development stage, they borrowed my ideas, and as more cases emerged, they gradually developed their own independent thoughts. I encountered one who taught people how to make game equipment trading screenshots and even recommended others to create fake screenshots, charging 300, which significantly lowered the quality.
Thus, while the traffic is huge, it is a double-edged sword. They cannot convert it and can only focus on IP, so many practical cases lack operational examples, meaning they have no experience. When they encounter their own original short videos, they will expose themselves. For example, Liu Shu saw a lawyer named Chen from Hunan in a live stream telling cardholders to have the local authorities issue a review form for the involved account to the freezing location.
And what about Lawyer Yan from Henan? All the concepts and solutions regarding the two-card label are completely nonsensical. They have huge traffic, but such nonsense definitely does not convert and will not solve problems for clients, so they cannot earn much money. It looks like a big IP, but insiders can see there is no substance.
All difficult problems require a large number of cases, practical experience, and time costs to accumulate. Therefore, it is not something that can be achieved by just saying a few words online to attract traffic.
So far, I have not seen particularly impressive lawyers, nor have I seen any lawyers capable of handling card disconnection (two cards) punishment.
Thus, this is a particularly huge market. If one masters the delivery skills, lawyers can easily generate traffic.
Therefore, lawyers who calm down to learn delivery may ultimately be the final beneficiaries of the entire industry.
The fifth type is the wild route, with teams from Zhengzhou and Hebi in Henan, who claim they can unfreeze any judicial freeze. This is purely a wild route, and I have personally experienced it.
They directly take the card to the counter for processing, and they can unfreeze any control. Generally, half of the funds in the card are released to them on-site. A client of mine had severe control over their own account and could not unfreeze it, yet they even reimbursed travel expenses. Young people indeed value their work.
However, I dare not touch this route, and there are also those from Fujian who claim they can unfreeze anything. Liu Shu has not interacted with them.
The sixth type is even more niche. As long as there is a judicial freeze that has expired, there are teams that can help retrieve funds that cannot be accessed due to total control by the bank, and they cannot seek anti-fraud relief because most of it is gray money, with a lot of balance in the card that cannot be accessed by themselves. Such teams have emerged.
They use false litigation to forcibly deduct funds from the court, which is also extremely risky, as false litigation is a criminal case.
Finally, this group of people is the newest, led by a gang from Hangzhou, advertising "unfreeze first, pay later" on various short video self-media platforms, intercepting in major comment sections and live streams.
This group has turned the industry into a gray market. How do they operate?
All the materials are fake, for example, claiming to have been scammed in online gambling with fake materials and fake chat records. The bank statements are all doctored, with fake seals, poverty certificates, and all sorts of other fake documents.
They even dare to promise that the refund ratio will not exceed 30% because they can even provide you with a fake critical illness notice. Colleagues involved in large unfreezing claims to have mysterious powers, all of which are based on fake materials.
However, they have one loophole: those who have made a record cannot be unthawed because once a record is made, they cannot create fake materials.
These people are truly daring, turning this industry into a gray market. They are not even afraid of clients running away. If you dare to run away, they can report you to the uncle for providing fake materials…
Wow, a single rotten apple spoils the whole barrel.
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